If you have been served with a summons and complaint from Steven Zakharyayev, treat the papers as urgent. The clock to file a written Answer is already running.
Who is Steven Zakharyayev?
Attorney who represents multiple merchant cash advance and funding companies in collection litigation across New York, New Jersey, and Pennsylvania.
How Steven Zakharyayev typically pursues collection
Forceful use of confessions of judgment and personal guarantees, fast-track judgments, and enforcement against business owners personally.
Key risks if you do not respond
Sudden bank levies and judgments. Cases often involve daily ACH pull agreements and high effective rates.
What to do right away
- Treat service as urgent. These matters can result in immediate account restrictions.
- Have the funding agreement reviewed for potential usury and procedural defenses.
- File an Answer or appropriate motion quickly to avoid default.
- Work with a firm that understands MCA defense rather than attempting self-representation or settlement company routes.
Frequently asked questions
I was sued by Steven Zakharyayev. What should I do?
Act quickly. You have a limited time to file a written Answer (typically 20 to 30 days in New York or 35 days in New Jersey after proper service; Pennsylvania timing varies by court and service method). Steven Zakharyayev cases often involve forceful use of confessions of judgment and personal guarantees, fast-track judgments, and enforcement against business owners personally.. Do not ignore the lawsuit or engage in direct negotiations before your papers are reviewed. Professional legal defense can help protect your rights and assets.
What happens if I ignore the lawsuit?
Ignoring the case can allow a default judgment, which may open the door to garnishment, levies, and liens. Responding on time is what keeps leverage in your hands.
This page is general information about litigation involving Steven Zakharyayev, not legal advice, and does not create an attorney–client relationship. Deadlines and defenses vary by court and by the facts of your case. Speak with a licensed attorney about your specific situation.